What Is a Car Accident Case?

If you or a loved one has been injured in a car accident in Georgia or South Carolina, you deserve experienced legal representation that fights for maximum compensation. Our car accident attorneys have recovered millions for crash victims across both states and never charge upfront fees.

— Reviewed by Eric Roden, Founding Partner, CEO at Roden Law

Key Takeaways

After a car crash, you have two years to sue in Georgia (O.C.G.A. § 9-3-33) and three in South Carolina (S.C. Code § 15-3-530). If the at-fault driver is uninsured, your own policy may pay: uninsured motorist coverage is mandatory on every South Carolina auto policy (S.C. Code § 38-77-150), and Georgia insurers must offer it (O.C.G.A. § 33-7-11). Insurers often argue both drivers share the blame. In Georgia that ends your claim only if you are 50% or more responsible (O.C.G.A. § 51-12-33); in South Carolina, only if you are more than 50% responsible (Nelson v. Concrete Supply Co.). Otherwise your award shrinks by your percentage. Roden Law's car accident lawyers work for a contingency fee and offer a free consultation at offices across Georgia and South Carolina.

Why Hire Car Accident Lawyers?

Car accident claims involve complex insurance negotiations, disputed liability, and aggressive tactics by insurance adjusters whose goal is to minimize your payout. Without experienced legal counsel, you risk accepting a settlement far below the true value of your injuries.

Our attorneys understand the nuances of Georgia and South Carolina motor vehicle law — from mandatory insurance minimums to uninsured motorist coverage disputes. We handle every aspect of your claim, including gathering police reports, medical records, and accident reconstruction evidence to build the strongest possible case.

Insurance companies have teams of lawyers working to protect their bottom line. You deserve someone equally committed to protecting yours. At Roden Law, we level the playing field and have a track record of recovering significantly more than initial insurance offers.

Serving South Carolina? Roden Law also maintains a dedicated South Carolina car accident lawyers page covering the deadlines, statutes, and comparative-fault rules specific to South Carolina.

At Roden Law, our personal injury attorneys have helped numerous victims secure millions in compensation across Georgia and South Carolina. We provide all potential clients with a free, no-obligation review of their claim and do not charge upfront legal fees.

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What to Do After a Car Accident

  1. Ensure safety and call 911. Move to a safe location if possible. Call emergency services to report the accident and request medical attention for anyone injured.
  2. Seek immediate medical attention. Even if injuries seem minor, get examined by a doctor. Some injuries — such as traumatic brain injuries or internal bleeding — may not show symptoms immediately.
  3. Document the scene. Take photos of all vehicles, injuries, road conditions, traffic signs, and any visible damage. Collect names and contact information from witnesses.
  4. Exchange information with all parties. Get the other driver's name, insurance information, license plate number, and driver's license number. Do not admit fault or apologize.
  5. Report the accident to police. State law requires accident reports when there are injuries or significant property damage. Request a copy of the police report.
  6. Notify your insurance company. Report the accident to your insurer promptly. Provide factual information only — do not speculate about fault or the extent of your injuries.
  7. Contact an experienced personal injury attorney. An attorney can protect your rights, handle communications with insurance companies, and help you pursue the full compensation you deserve. Roden Law offers free consultations — call today.

Georgia vs. South Carolina Car Accident Laws

If you were injured in Georgia or South Carolina, the laws governing your car accident claim differ by state. Below is a side-by-side comparison of the key legal rules that affect your case.

Legal Rule Georgia South Carolina
Statute of Limitations 2 years (O.C.G.A. § 9-3-33) 3 years (S.C. Code § 15-3-530)
Comparative Fault Rule Modified — recover if less than 50% at fault (O.C.G.A. § 51-12-33) Modified — recover if 50% or less at fault (Nelson v. Concrete Supply Co., 1991)
Compensatory Damages Cap No cap, except some claims against government (e.g., O.C.G.A. § 50-21-29) No general cap; capped in medical malpractice and against government or charities (S.C. Code §§ 15-32-220, 15-78-120, 33-56-180)
Punitive Damages Cap $250,000 in most cases; no cap for product liability, intent to harm, or impairment (O.C.G.A. § 51-12-5.1) Greater of 3x compensatory or $739,245 (2026; adjusted yearly), with exceptions (S.C. Code § 15-32-530)
Minimum Auto Insurance 25/50/25 liability coverage required (O.C.G.A. § 33-34-4) 25/50/25 liability coverage required (S.C. Code § 38-77-140)
Filing Court Superior or State Court, any amount; Magistrate Court up to $15,000 (O.C.G.A. § 15-10-2) Circuit Court (Common Pleas), any amount; Magistrate Court up to $7,500 (S.C. Code § 22-3-10)

Sources: Georgia and South Carolina statutes and court decisions, as cited in each row.

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Common Causes of Car Accident Cases

  • Distracted driving (texting, phone use)
  • Drunk or impaired driving (DUI/DWI)
  • Speeding and reckless driving
  • Running red lights and stop signs
  • Tailgating and aggressive driving
  • Drowsy or fatigued driving
  • Failure to yield right of way
  • Unsafe lane changes and merging
  • Poor road conditions or construction zones
  • Vehicle mechanical failure (brake, tire)
  • Driving in adverse weather conditions
  • Inexperienced or teenage drivers

Common Injuries in Car Accident Cases

Whiplash and Neck Injuries

Caused by the sudden back-and-forth motion of impact, whiplash can result in chronic pain, limited range of motion, and long-term soft tissue damage.

Traumatic Brain Injuries (TBI)

Head impacts during a collision can cause concussions, contusions, or severe TBI — leading to cognitive impairment, memory loss, and personality changes requiring ongoing treatment.

Broken Bones and Fractures

The force of a car accident frequently causes fractures to arms, legs, ribs, and the pelvis. Complex fractures may require surgery, hardware implantation, and extensive rehabilitation.

Spinal Cord Injuries

Damage to the spinal cord can result in partial or complete paralysis, loss of sensation, and lifelong dependence on assistive devices and around-the-clock care.

Internal Organ Damage

Blunt force trauma can cause internal bleeding, ruptured organs, and injuries that may not be immediately apparent but are life-threatening without emergency medical treatment.

Soft Tissue Injuries

Sprains, strains, and contusions to muscles, tendons, and ligaments can cause significant pain and prolonged recovery periods that interfere with daily activities and work.

Burns and Scarring

Vehicle fires, chemical exposure, or friction with road surfaces can cause severe burns requiring skin grafts, reconstructive surgery, and leaving permanent disfigurement.

Post-Traumatic Stress Disorder (PTSD)

The psychological impact of a serious car accident can trigger anxiety, flashbacks, depression, and difficulty driving — all of which are compensable as non-economic damages.

Roden Law Car Accident Lawyers Results at a Glance

$300M+ Recovered for injured clients across Georgia and South Carolina
4.9 / 5.0 Average client rating across 170+ verified Google reviews from our six offices
5,000+ Cases successfully handled since 2013
62 years Combined attorney experience across 6 office locations

Source: Roden Law firm records and verified Google Business Profile reviews, updated August 2026.

About the Author

Eric Roden, Founding Partner, CEO at Roden Law

Eric Roden

Founding Partner, CEO State Bar of Georgia Georgia Court of Appeals Supreme Court of Georgia

Reviewed by Eric Roden, Founding Partner, CEO — Licensed in Georgia

Frequently Asked Questions

Free Case Review — No Fees Unless We Win Available 24/7 · Georgia & South Carolina
844-RESULTS

Contact Our Car Accident Lawyers Today

If you were injured and believe another party is at fault, contact us for a free, no-obligation review. We dedicate our skills and resources to recovering the maximum compensation you deserve — at no upfront cost.