What Is a Car Accident Case in Columbia, SC?

Hurt in a Columbia car accident? Roden Law's Sumter Street lawyers handle South Carolina car accident claims. Free consultation, no fee unless we win.

— Reviewed by Graeham C. Gillin, Partner, COO at Roden Law ·

Key Takeaways

If you were injured in a car accident in Columbia, South Carolina law gives you three years from the date of the crash to file a lawsuit (S.C. Code § 15-3-530), or generally two years if the at-fault party is a government entity such as the City of Columbia, Richland County or SCDOT (S.C. Code § 15-78-110). South Carolina uses modified comparative negligence: you can recover if you are 50% or less at fault, with your award reduced by your share (Nelson v. Concrete Supply Co.). Every South Carolina auto policy must include uninsured motorist coverage (S.C. Code § 38-77-150). Roden Law's Columbia office at 1545 Sumter Street handles car accident cases on contingency: the consultation is free and there is no fee unless we win.

Visit Our Columbia Office

Roden Law — Columbia 1545 Sumter St., Suite B, Columbia, SC 29201

Getting here: Our Columbia office is at 1545 Sumter Street, Suite B, in downtown Columbia. From I-20 or I-77, SC 277 leads downtown and becomes Bull Street; from I-26, I-126 leads downtown. Street metered parking and nearby garage parking are available.

Why Hire Roden Law After a Columbia Car Accident

After a crash, the other driver’s insurer starts building its case right away. You should have someone building yours: gathering the crash report, video and medical records, and dealing with the adjusters so you can focus on getting better.

  • No fee unless we win. The consultation is free, and you pay nothing up front.
  • A South Carolina lawyer on your case. Your case is handled under South Carolina law by attorneys licensed here, from our office at 1545 Sumter Street in downtown Columbia.
  • Evidence preserved early. We work to secure video, the crash report and witness accounts before they are lost.
  • The full value of the claim. Medical care, lost income, pain and suffering, and damage to your vehicle.

Where Car Accidents Happen in Columbia

Columbia sits where three interstates meet, and much of the Midlands’ commuter, freight and game-day traffic passes through the same few corridors. For a closer look, see the most dangerous intersections and roads in Columbia.

Malfunction Junction and the Carolina Crossroads work zones

The I-20 / I-26 interchange, known locally as Malfunction Junction, is being rebuilt under SCDOT’s Carolina Crossroads project, which is reworking the I-20, I-26 and I-126 corridors. Lane shifts and work zones change as the project moves along. See Bush River Road and I-26 and Carolina Crossroads construction zone accidents.

I-20 and I-77

I-20 carries traffic across the north side of the city, and I-77 runs toward Blythewood and Rock Hill. See I-20 accidents in the Columbia area and Blythewood and I-77.

Two Notch Road and Broad River Road

These busy commercial corridors have frequent signals, driveways and turning traffic. See Two Notch Road and Broad River Road.

Downtown and the university area

Around the State House and the University of South Carolina, drivers share the streets with pedestrians, cyclists and event traffic.

For what to do in the days after a crash, see our step-by-step guide after a car accident in Columbia. If a commercial truck was involved, see our truck accident lawyers.

South Carolina Rules That Shape a Columbia Claim

Crashes involving a city, county or state vehicle

If a City of Columbia, Richland County or SCDOT vehicle caused the crash, or a road defect did, the South Carolina Tort Claims Act applies. Suit must be filed within two years of when the loss was or should have been discovered (S.C. Code § 15-78-110). Filing a verified claim with the agency within one year is optional and extends that period to three years (S.C. Code § 15-78-80). Recovery against a government entity is capped at $300,000 per person and $600,000 per occurrence, with no punitive damages (S.C. Code § 15-78-120). See government vehicle accidents.

Insurance: minimum limits, UM and UIM

South Carolina drivers must carry at least $25,000 per person and $50,000 per accident in bodily injury liability, plus $25,000 in property damage (S.C. Code § 38-77-140). A serious crash can exceed those limits quickly. Every South Carolina auto policy must include uninsured motorist coverage (S.C. Code § 38-77-150), and insurers must offer underinsured motorist coverage (S.C. Code § 38-77-160). After a hit-and-run with an unknown driver, UM claims require a prompt police report and corroboration that the other vehicle existed (S.C. Code § 38-77-170).

Where your case would be filed

Most Richland County car accident lawsuits are filed in the Court of Common Pleas at the Richland County Judicial Center, 1701 Main Street, near our Sumter Street office. A crash in Lexington County, such as in West Columbia, Cayce or Lexington, may be filed there instead. For how South Carolina settlements are valued, see South Carolina car accident settlement value.

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What to Do After a Car Accident in Columbia, SC

  1. Ensure safety and call 911. Move to a safe location if possible. Call emergency services to report the accident and request medical attention for anyone injured.
  2. Seek immediate medical attention. Even if injuries seem minor, get examined by a doctor. Some injuries — such as traumatic brain injuries or internal bleeding — may not show symptoms immediately.
  3. Document the scene. Take photos of all vehicles, injuries, road conditions, traffic signs, and any visible damage. Collect names and contact information from witnesses.
  4. Exchange information with all parties. Get the other driver's name, insurance information, license plate number, and driver's license number. Do not admit fault or apologize.
  5. Report the accident to police. South Carolina law requires you to notify police immediately after a crash that injures or kills anyone (S.C. Code § 56-5-1260). If no officer investigated a crash involving injury or $1,000 or more in property damage, the driver or owner must file a written report with the DMV within 15 days (S.C. Code § 56-5-1270). Request a copy of the police report.
  6. Notify your insurance company. Report the accident to your insurer promptly. Provide factual information only — do not speculate about fault or the extent of your injuries.
  7. Contact an experienced personal injury attorney. An attorney can protect your rights, handle communications with insurance companies, and help you pursue the full compensation you deserve. Roden Law offers free consultations — call today.

South Carolina Car Accident Law

Statute of Limitations 3 years (S.C. Code § 15-3-530)
Comparative Fault Modified — recover if less than 51% at fault (Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991))

Filing a Personal Injury Case in Columbia

A personal injury case from Columbia is usually filed in the Richland County Court of Common Pleas at the Richland County Judicial Center, 1701 Main Street, through the South Carolina Judicial Branch’s e-filing system. Most contested cases go to mediation under the South Carolina ADR Rules before trial.

Midlands traffic funnels through the I-20 / I-26 interchange known as Malfunction Junction, where SCDOT’s Carolina Crossroads project is rebuilding the I-20, I-26 and I-126 corridors, with shifting work zones expected for years. Other busy corridors include I-77 toward Blythewood, Two Notch Road and Broad River Road. Serious-injury patients from Midlands crashes are often taken to Prisma Health Richland Hospital (5 Richland Medical Park Drive), a Level I trauma center.

Under South Carolina law, you have 3 years to file under S.C. Code § 15-3-530, and you can recover only if you are less than 51% at fault.

Do I Have a Car Accident Case in Columbia?

Most South Carolina car-accident cases are governed by ordinary negligence: you must prove the other driver owed a duty of care, breached it, caused your injuries, and that you suffered actual damages. Violating a traffic statute can support a negligence per se theory and can be powerful evidence at trial. South Carolina’s comparative-fault rule bars recovery if you are 51% or more at fault, so insurers in Columbia routinely contest fault percentages. You generally have 3 years from the crash date to file (S.C. Code § 15-3-530). Missing the deadline usually ends your right to recover, however strong the case.

Types of Compensation in South Carolina Car Accident Cases

South Carolina is an at-fault state: recovery flows through the at-fault driver’s liability policy, which need only carry $25,000 per person and $50,000 per accident (S.C. Code § 38-77-140), with your own uninsured and underinsured motorist (UM/UIM) coverage as a critical second source (S.C. Code §§ 38-77-150, 38-77-160). Noneconomic damages such as pain and suffering, loss of enjoyment and disfigurement are recoverable, and any award is reduced by your share of fault. Claims against a government entity are capped at $300,000 per person and $600,000 per occurrence (S.C. Code § 15-78-120). Economic damages typically include past and future medicals, lost wages, loss of earning capacity, and property damage.

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Roden Law Columbia Car Accident Lawyers Results at a Glance

$300M+ Recovered for injured clients across Georgia and South Carolina
4.9 / 5.0 Average client rating across 170+ verified Google reviews from our six offices
5,000+ Cases successfully handled since 2013
62 years Combined attorney experience across 6 office locations

Source: Roden Law firm records and verified Google Business Profile reviews, updated August 2026.

Recent Case Results

Results shown are gross settlement/verdict amounts before fees and costs. Past results do not guarantee similar outcomes.

About the Author

Graeham C. Gillin, Partner, COO at Roden Law

Graeham C. Gillin

Partner, COO

Frequently Asked Questions

Contact Our Columbia Office Today

If you were injured in Columbia and believe another party is at fault, contact us for a free, no-obligation review. Call (803) 219-2816 — no upfront cost.