What Is a Car Accident Case in Charleston, SC?

Hurt in a Charleston car accident? Roden Law's King Street lawyers handle South Carolina car accident claims. Free consultation, no fee unless we win.

— Reviewed by Graeham C. Gillin, Partner, COO at Roden Law ·

Key Takeaways

If you were injured in a car accident in Charleston, South Carolina law gives you three years from the date of the crash to file a lawsuit (S.C. Code § 15-3-530), or two years if the at-fault party is a government entity such as the City of Charleston or SCDOT (S.C. Code § 15-78-110). South Carolina uses modified comparative negligence: you can recover if you are 50% or less at fault, with your award reduced by your share (Nelson v. Concrete Supply Co.). Every South Carolina auto policy must include uninsured motorist coverage (S.C. Code § 38-77-150). Roden Law's Charleston office at 127 King Street handles car accident cases on contingency: the consultation is free and there is no fee unless we win.

Visit Our Charleston Office

Roden Law — Charleston 127 King Street, Suite 200, Charleston, SC 29401

Getting here: Our Charleston office is downtown at 127 King Street, Suite 200, between Broad and Queen streets, about a block from the Charleston County Judicial Center. From I-26 East, take Exit 221B onto Meeting Street heading south toward Broad Street. From Mount Pleasant, cross the Ravenel Bridge and follow US-17 S to the Meeting Street exit. Street and garage parking available nearby.

Why Hire Roden Law After a Charleston Car Accident

A Charleston crash can involve more than one driver and more than one insurer: visitors in rental cars, rideshare drivers, delivery vans and port traffic all share the peninsula and the bridges. We work out who is responsible and which coverage pays.

  • No fee unless we win. The consultation is free, and you pay nothing up front.
  • A South Carolina lawyer on your case. Your case is handled under South Carolina law by attorneys licensed here, from our office at 127 King Street.
  • Built for trial. We prepare every case as if it will be tried in the Charleston County Court of Common Pleas.
  • Every policy found. At-fault liability, your own uninsured and underinsured motorist coverage, rideshare and commercial policies.

Where Car Accidents Happen in Charleston

Most of the Charleston crashes we see happen on a handful of roads. Each one causes problems in its own way, and each shapes how fault gets proved.

I-26 and the I-26 / I-526 interchange

I-26 carries commuters, port trucks and beach traffic onto the peninsula. Merge crashes and rear-end chain collisions near the I-526 interchange often involve several vehicles and several insurers. Our guides to car accidents on I-26 in North Charleston and I-26 and I-526 truck accidents cover these crashes in detail.

I-526 (Mark Clark Expressway)

I-526 links West Ashley, North Charleston, Daniel Island and Mount Pleasant. Work zones on the corridor change lane patterns and speeds, which matters when deciding who was at fault. See I-526 construction zone accidents.

The Ravenel Bridge and the US-17 Crosstown

The Arthur Ravenel Jr. Bridge and the Crosstown carry US-17 across the harbor and the peninsula. High speeds on the bridge and stop-and-go traffic on the Crosstown produce rear-end and lane-change crashes. See truck wrecks on the Ravenel Bridge.

West Ashley: Savannah Highway, Sam Rittenberg and Glenn McConnell

West Ashley’s commercial corridors combine dense driveways, turning traffic and heavy commuter volume. Left-turn and side-impact crashes are common. See West Ashley vs. downtown driving risks and what to do after a crash on Savannah Highway.

James Island and Johns Island: Folly Road and Maybank Highway

Folly Road and Maybank Highway are the main routes to the islands and the beach, with long stretches of two-lane road and seasonal traffic. See Folly Road car accidents and Maybank Highway car accidents.

Downtown: the King and Meeting Street grid

On the peninsula, visitors unfamiliar with one-way streets, rideshare pickups, carriage tours and pedestrians all share narrow streets. See hit-and-run crashes downtown.

Mount Pleasant: Coleman Boulevard and US-17 North

We also represent Mount Pleasant drivers hurt on Coleman Boulevard and the US-17 North corridor. See Coleman Boulevard car accidents.

Hurt north of the Neck, on Rivers Avenue, Ashley Phosphate Road or Dorchester Road? Our North Charleston office at 2703 Spruill Avenue is closer.

South Carolina Rules That Shape a Charleston Claim

Crashes involving a city, county or state vehicle

If a City of Charleston, Charleston County or SCDOT vehicle caused the crash, or a road defect did, the South Carolina Tort Claims Act applies. Suit must be filed within two years of when the loss was or should have been discovered (S.C. Code § 15-78-110). Filing a verified claim with the agency within one year is optional and extends that period to three years (S.C. Code § 15-78-80). Recovery against a government entity is capped at $300,000 per person and $600,000 per occurrence, with no punitive damages (S.C. Code § 15-78-120). See government vehicle accidents.

Insurance: minimum limits, UM and UIM

South Carolina drivers must carry at least $25,000 per person and $50,000 per accident in bodily injury liability, plus $25,000 in property damage (S.C. Code § 38-77-140). A serious crash can exceed those limits quickly. Every South Carolina auto policy must include uninsured motorist coverage (S.C. Code § 38-77-150), and insurers must offer underinsured motorist coverage (S.C. Code § 38-77-160). After a hit-and-run with an unknown driver, UM claims require a prompt police report and corroboration that the other vehicle existed (S.C. Code § 38-77-170). See UM and UIM coverage in South Carolina.

Where your case would be filed

Most Charleston County car accident lawsuits are filed in the Court of Common Pleas at the Charleston County Judicial Center, 100 Broad Street, a few blocks from our King Street office. For how South Carolina settlements are valued, see South Carolina car accident settlement value.

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What to Do After a Car Accident in Charleston, SC

  1. Ensure safety and call 911. Move to a safe location if possible. Call emergency services to report the accident and request medical attention for anyone injured.
  2. Seek immediate medical attention. Even if injuries seem minor, get examined by a doctor. Some injuries — such as traumatic brain injuries or internal bleeding — may not show symptoms immediately.
  3. Document the scene. Take photos of all vehicles, injuries, road conditions, traffic signs, and any visible damage. Collect names and contact information from witnesses.
  4. Exchange information with all parties. Get the other driver's name, insurance information, license plate number, and driver's license number. Do not admit fault or apologize.
  5. Report the accident to police. South Carolina law requires you to notify police immediately after a crash that injures or kills anyone (S.C. Code § 56-5-1260). If no officer investigated a crash involving injury or $1,000 or more in property damage, the driver or owner must file a written report with the DMV within 15 days (S.C. Code § 56-5-1270). Request a copy of the police report.
  6. Notify your insurance company. Report the accident to your insurer promptly. Provide factual information only — do not speculate about fault or the extent of your injuries.
  7. Contact an experienced personal injury attorney. An attorney can protect your rights, handle communications with insurance companies, and help you pursue the full compensation you deserve. Roden Law offers free consultations — call today.

South Carolina Car Accident Law

Statute of Limitations 3 years (S.C. Code § 15-3-530)
Comparative Fault Modified — recover if less than 51% at fault (Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991))

Filing a Personal Injury Case in Charleston

A personal injury case from downtown Charleston is usually filed in the Charleston County Court of Common Pleas at 100 Broad Street, through the South Carolina Judicial Branch’s e-filing system. Most contested cases go to mediation under the South Carolina ADR Rules before trial.

Charleston’s peninsula geography concentrates risk on a few well-known corridors: the Crosstown (US-17 / Septima P. Clark Parkway), the Arthur Ravenel Jr. Bridge to Mount Pleasant, and the dense tourist grid around King and Market Streets, where rideshare drop-offs and carriage tours mix with out-of-state drivers. Serious-injury patients from peninsula crashes are typically taken to MUSC Health University Medical Center (171 Ashley Ave), an adult and pediatric Level I trauma center.

Under South Carolina law, you have 3 years to file under S.C. Code § 15-3-530, and you can recover only if you are less than 51% at fault.

Do I Have a Car Accident Case in Charleston?

Most South Carolina car-accident cases are governed by ordinary negligence: you must prove the other driver owed a duty of care, breached it, caused your injuries, and that you suffered actual damages. Violating a traffic statute can support a negligence per se theory and can be powerful evidence at trial. South Carolina’s comparative-fault rule bars recovery if you are 51% or more at fault, so insurers in Charleston routinely contest fault percentages. You generally have 3 years from the crash date to file (S.C. Code § 15-3-530). Missing the deadline usually ends your right to recover, however strong the case.

Types of Compensation in South Carolina Car Accident Cases

South Carolina is an at-fault state: recovery flows through the at-fault driver’s liability policy, which need only carry $25,000 per person and $50,000 per accident (S.C. Code § 38-77-140), with your own uninsured and underinsured motorist (UM/UIM) coverage as a critical second source (S.C. Code §§ 38-77-150, 38-77-160). Noneconomic damages such as pain and suffering, loss of enjoyment and disfigurement are recoverable, and any award is reduced by your share of fault. Claims against a government entity are capped at $300,000 per person and $600,000 per occurrence (S.C. Code § 15-78-120). Economic damages typically include past and future medicals, lost wages, loss of earning capacity, and property damage.

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Roden Law Charleston Car Accident Lawyers Results at a Glance

$300M+ Recovered for injured clients across Georgia and South Carolina
4.9 / 5.0 Average client rating across 170+ verified Google reviews from our six offices
5,000+ Cases successfully handled since 2013
62 years Combined attorney experience across 6 office locations

Source: Roden Law firm records and verified Google Business Profile reviews, updated August 2026.

Recent Case Results

Results shown are gross settlement/verdict amounts before fees and costs. Past results do not guarantee similar outcomes.

About the Author

Graeham C. Gillin, Partner, COO at Roden Law

Graeham C. Gillin

Partner, COO

Frequently Asked Questions

Contact Our Charleston Office Today

If you were injured in Charleston and believe another party is at fault, contact us for a free, no-obligation review. Call (843) 790-8999 — no upfront cost.