Does Car Insurance Cover an Accident with an Animal in Georgia or South Carolina?
Hitting an animal directly is covered by comprehensive insurance, while swerving into another object falls under collision coverage. Livestock owners…
Car Accident
How to Answer Insurance Company Questions After a Car Accident in Georgia or South Carolina
After a car accident in Georgia or South Carolina, you have no obligation to speak with the at-fault driver's insurer.…
7 Post-Accident Mistakes That Can Destroy Your Motorcycle Claim
After a motorcycle accident in Georgia or South Carolina, avoid critical mistakes: skipping medical care, giving recorded statements to insurers,…
What Is an Accident Reconstructionist?
An accident reconstructionist uses physics, engineering, and EDR data to scientifically determine how crashes occurred and who is at fault.…
Can You File a Claim With an Expired License?
An expired driver's license does not bar personal injury claims in Georgia or South Carolina. Courts distinguish between administrative violations…
Car Accident
Do Traffic Tickets Determine Fault in a Car Accident?
Traffic tickets are strong evidence of fault in car accident claims but are not conclusive. The doctrine of negligence per…
Car Accident
What Do Fault and No-Fault Mean in Car Insurance?
Georgia and South Carolina are both fault states where the at-fault driver pays for damages, unlike no-fault states that use…
Negligence vs. Gross Negligence in a Car Accident Case: Georgia and South Carolina Laws
Ordinary negligence is the failure to exercise reasonable care, while gross negligence involves conscious disregard for others' safety. Georgia recognizes…
Uninsured and Underinsured Motorist Coverage in Georgia and South Carolina: What You Need to Know
Uninsured/underinsured motorist (UM/UIM) coverage protects you when the at-fault driver has no insurance or insufficient limits. Georgia requires UM/UIM on…
Car Accident
Can a Drunk Pedestrian File an Injury Claim?
Intoxicated pedestrians can file personal injury claims in both Georgia and South Carolina under modified comparative fault rules. Georgia allows…