What Is a Pontoon Boat Accident Case?

Injured in a pontoon boat accident on Georgia or South Carolina waters? Our lawyers handle claims involving pontoon capsizing, collisions, falls overboard, and negligent operators.

— Reviewed by Eric Roden, Founding Partner, CEO at Roden Law

Pontoon Boat Accident Claims in Georgia & South Carolina

Pontoon boats are among the most popular recreational watercraft on the lakes, rivers, and coastal waterways of Georgia and South Carolina. Their wide, flat decks and stable platforms make them ideal for family outings, fishing, and entertaining. However, their popularity also contributes to a significant number of boating accidents each year. The U.S. Coast Guard notes that open motorboats, which include pontoons, are consistently among the vessel types most frequently involved in reported boating accidents.

At Roden Law, our pontoon boat accident attorneys understand the unique characteristics of these vessels and the specific hazards they present. Whether your accident occurred on Lake Lanier, Lake Hartwell, Lake Murray, or the Intracoastal Waterway, we pursue full compensation for victims of pontoon boat negligence.

Common Causes of Pontoon Boat Accidents

Pontoon boats present distinct safety challenges that differ from traditional powerboats. Common causes of pontoon boat accidents include:

  • Overloading: Exceeding the vessel’s maximum capacity with passengers or gear, compromising stability
  • Operator inexperience: Pontoons handle differently than other boats; inexperienced operators may misjudge turning radius and stopping distance
  • Lack of railings or barriers: Open deck designs increase the risk of passengers falling overboard
  • Alcohol use: Boating under the influence impairs judgment and balance, especially on open-deck vessels
  • Wake damage: Pontoons are particularly vulnerable to swamping or capsizing from the wake of passing speedboats
  • Mechanical failures: Engine, steering, or structural failures in the pontoons themselves

Safety Regulations for Pontoon Boats

Georgia law (O.C.G.A. § 52-7-1 et seq.) and South Carolina law (S.C. Code § 50-21-10 et seq.) require pontoon operators to carry approved life jackets for every passenger, operate at safe speeds, maintain a proper lookout, and comply with all navigation rules. Children under 13 must wear life jackets at all times while on the vessel. Operators are also required to file accident reports with the state Department of Natural Resources within specified timeframes.

Injuries from Pontoon Boat Accidents

Despite their reputation as slow, safe vessels, pontoon boats can cause serious injuries. Passengers falling overboard may suffer drowning or near-drowning injuries, while those struck by propellers can sustain severe lacerations, amputations, or fatal injuries. Other common injuries include traumatic brain injuries from striking the deck or dock structures, spinal cord injuries, broken bones, and hypothermia from prolonged water immersion.

Liability in Pontoon Boat Cases

Depending on the circumstances, multiple parties may be liable for a pontoon boat accident: the operator who acted negligently, the boat owner who entrusted the vessel to an unqualified operator, rental companies that failed to provide safety instructions, manufacturers responsible for defective pontoon designs, and marina operators who allowed overloaded vessels to depart. Georgia’s comparative fault statute (O.C.G.A. § 51-12-33) and South Carolina’s comparative negligence rules allow injured parties to recover damages even if they share some fault, provided their responsibility does not exceed the threshold. Our attorneys pursue every available avenue of recovery to maximize compensation for pontoon boat accident victims.

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What to Do After A pontoon boat accident

  1. Ensure safety and call 911. Move to a safe location if possible. Call emergency services to report the accident and request medical attention for anyone injured.
  2. Seek immediate medical attention. Even if injuries seem minor, get examined by a doctor. Some injuries — such as traumatic brain injuries or internal bleeding — may not show symptoms immediately.
  3. Document the scene. Take photos of all vehicles, injuries, road conditions, traffic signs, and any visible damage. Collect names and contact information from witnesses.
  4. Exchange information with all parties. Get the other driver's name, insurance information, license plate number, and driver's license number. Do not admit fault or apologize.
  5. Report the accident to police. your state law requires accident reports when there are injuries or significant property damage. Request a copy of the police report.
  6. Notify your insurance company. Report the accident to your insurer promptly. Provide factual information only — do not speculate about fault or the extent of your injuries.
  7. Contact an experienced personal injury attorney. An attorney can protect your rights, handle communications with insurance companies, and help you pursue the full compensation you deserve. Roden Law offers free consultations — call today.

Proving Your Pontoon Boat Accident Case

To win a personal injury case involving a pontoon boat accident, your attorney must establish the four elements of negligence by a preponderance of the evidence.

01

Duty of Care

The other party owed you a legal duty to act in a manner that ensured your safety.

02

Breach of Duty

The other party breached that duty by failing to act as a reasonably prudent person would have.

03

Causation

The breach directly caused your injuries. We gather evidence proving that but for their negligence, you would not have been harmed.

04

Damages

You suffered actual, quantifiable damages — medical expenses, lost income, pain and suffering — as a direct result.

Compensation Available in Pontoon Boat Accident Cases

Victims of a pontoon boat accident injuries in Georgia and South Carolina can pursue economic damages (quantifiable financial losses) and non-economic damages (quality-of-life impacts). There is no cap on compensatory damages in either state.

Economic Damages

  • Past and future medical expenses
  • Lost wages or income
  • Loss of earning capacity
  • Property damage and repair/replacement
  • Cost of rehabilitation and physical therapy
  • Assistive medical equipment
  • Cost of long-term or lifelong care

Non-Economic Damages

  • Pain and suffering
  • Mental and emotional distress
  • Loss of companionship (spouse/family)
  • Disability and disfigurement
  • Loss of enjoyment of life
  • Humiliation or loss of reputation

Non-economic damages can only be pursued through a personal injury lawsuit, not a standard insurance claim.

Statute of Limitations for Pontoon Boat Accident Cases

The statute of limitations is the legal deadline for filing a personal injury lawsuit. In Georgia, you have 2 years from the date of injury (O.C.G.A. § 9-3-33). In South Carolina, you have 3 years (S.C. Code § 15-3-530). Missing this deadline permanently bars your claim.

🍑 Georgia Filing Deadline 2 Years O.C.G.A. § 9-3-33
🌙 South Carolina Filing Deadline 3 Years S.C. Code § 15-3-530

If you fail to file within the statute of limitations, your claim will be dismissed and you will permanently lose the right to pursue compensation.

What If I'm Partially At Fault?

🍑 Georgia — Modified Comparative Fault

You can recover if less than 50% at fault (O.C.G.A. § 51-12-33). Your award is reduced by your fault percentage.

🌙 South Carolina — Modified Comparative Fault

You can recover if less than 51% at fault. Your award is reduced by your fault percentage.

For example, if you filed a $100,000 lawsuit and a court finds you are 30% at fault, your award would be reduced to $70,000. Our attorneys work to minimize any fault assigned to you.

Free Case Review — No Fees Unless We Win Available 24/7 · Georgia & South Carolina
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Roden Law Pontoon Boat Accident Lawyers Results at a Glance

$250M+ Recovered for injured clients across Georgia and South Carolina
4.9 / 5.0 Average client rating based on 500+ verified reviews
5,000+ Cases successfully handled since 2013
62 years Combined attorney experience across 5 office locations

Source: Roden Law firm records and verified Google Business Profile reviews, updated April 2026.

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Results shown are gross settlement/verdict amounts before fees and costs. Past results do not guarantee similar outcomes.

About the Author

Eric Roden, Founding Partner, CEO at Roden Law

Eric Roden

Founding Partner, CEO State Bar of Georgia Georgia Court of Appeals Supreme Court of Georgia

Frequently Asked Questions

Contact Our Pontoon Boat Accident Lawyers Today

If you were injured and believe another party is at fault, contact us for a free, no-obligation review. We dedicate our skills and resources to recovering the maximum compensation you deserve — at no upfront cost.